Workers’ Compensation Insurance in Texarkana, New Boston, and Maud, TX
What Is Workers’ Compensation Insurance? 
Workers’ compensation insurance is vital for employees, offering financial support for work-related injuries or illnesses. While Texas doesn’t explicitly require workers’ compensation coverage for most employers, it’s crucial to work with your agent to understand how the state’s laws may apply to your organization.
Contact Ashley Taylor Insurance today to learn about your company’s workers’ compensation insurance options.
What Does Workers’ Compensation Cover?
Understanding what workers’ compensation covers is essential for employers and employees. Your policy may help cover the following:
- Medical expenses—Employees may incur medical expenses due to work-related injuries or illnesses. These expenses include doctor’s visits, hospitalization, surgery, medication, rehabilitation, and other necessary treatments.
- Partial compensation for lost wages—If an employee is unable to work, they may receive partial compensation for lost wages. This compensation could be a portion of their regular salary or wages.
- Disability benefits—Employees who experience temporary or permanent disabilities due to a covered work-related injury or illness may be eligible for disability benefits.
- Vocational rehabilitation services—Covered employees can receive vocational rehabilitation services to help them re-enter the workforce in a suitable capacity.
- Death benefits—In the unfortunate event of an employee’s death, their dependents may receive compensation for funeral expenses and ongoing financial support.
Contact Us
Contact Ashley Taylor Insurance in Texas and get a workers’ compensation insurance quote. With extensive expertise across multiple carriers, we are ready to explore and secure the optimal policy tailored to your requirements. Our agents will guide you through the myriad of policy choices, addressing your questions throughout the process.