Motorcycle Insurance

Motorcycle riders in New Boston, Texas, face a risk of accidents due to the challenges posed by scenic rural roads and unpredictable weather. These risks can lead to substantial financial burdens if not properly insured.

Ashley Taylor Insurance is dedicated to helping you manage these risks. Our extensive expertise across multiple carriers allows us to find the optimal insurance policy tailored to your specific needs.

What Is Motorcycle Insurance And What Does It Cover?

Motorcycle insurance may provide crucial financial protection for riders. Here are the key coverages you can expect:

• Bodily injury and property damage liability (BI/PD)—This coverage may pay for damages to other vehicles and injuries to others if you’re at fault in a motorcycle accident. It may also cover legal expenses if you’re sued.

• Comprehensive and collision coverage—These optional coverages may protect your motorcycle:

• Comprehensive—This may cover damage from non-collision incidents like theft, fire or weather damage.

• Collision—This can pay for damage to your motorcycle if you hit another vehicle or object.

• Full replacement cost and no depreciation for parts—This can ensure your bike is returned to pre-accident condition. If a part needs replacement, you may receive the full replacement cost, not just the depreciated value.

• Accessories and custom parts/equipment (CPE)—Often included with comprehensive and collision coverage, this may cover upgrades, customizations and accessories.

• Original equipment manufacturer (OEM ) parts—If you have OEM parts, repairs can use the same or better parts. Custom parts may also be covered.

What Motorcycle Insurance Should I Get?

Choosing coverage that aligns with your needs is essential when considering motorcycle insurance. Most states require motorcycle insurance to cover damage and injuries caused by accidents you may cause. In New Boston, Texas, one should prioritize coverage that can protect against common risks like liability for bodily injury and property damage, especially given the varying road conditions and potential for accidents.

What Insurance Companies Insure Motorcycles?

Ashley Taylor Insurance has been a trusted part of our community for over 15 years. Our expert team specializes in securing motorcycle insurance policies customized to your needs. We can walk you through your options and answer any questions you have along the way. Contact us today to get started.